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Rollstone Bank & Trust offers a complete line of consumer loans and credit lines to finance almost anything. And our website makes it easy! You can use our calculators to figure out monthly payments, check our rates, or even follow the links below to apply online.
Still have questions? Contact us for help in choosing the loan that best meets your needs.
Rollstone Equity Flex
Putting your home to work for you just got easier! You can now have the predictability of fixed payments combined with the flexibility of a revolving line in one loan! Lock a portion of your home equity into a low, fixed rate and keep the remaining available credit flexible at a low variable rate – all with just one application.
Plus, there are NO CLOSING COSTS and NO APPLICATION FEE!
With the fixed portion, you’ll enjoy:
- Fixed monthly payments
- Fixed terms up to 15 years
- No fees for conversion
- No closing costs
- Flexibility of maintaining up to three fixed rate equity loans at once
With the revolving line, you can still:
- Access it whenever you need
- Have interest-only payments
- And now, fix a portion of it whenever you want!
Apply online or at any branch or contact us for more information
Home Equity Credit Line
Establish a Rollstone Bank & Trust home equity credit line for access to cash when you need it. Draw or take cash out when you need it. A Rollstone Bank home equity line of credit can be used for home improvements, debt consolidation, tuition expenses, investment purposes and more. Apply online or at any branch.
Benefits:
- No closing costs
- Easy and convenient check access
- Interest only payments for 10 years
- No annual fees, check or service charges
- Low monthly payment
- Interest may be tax deductible (Consult your tax advisor for more information)
Features:
- A home equity line of credit is open to draw for 10 years
- Borrow up to 80% of the property value
- Low interest rates. View interest rates.
- Variable interest rate changes when the prime interest rate changes
- A home equity line of credit can be used for any purpose
- Monthly billing statements
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Home Equity Loan
Rollstone Bank & Trust has home equity loans for homeowners wishing to do home improvement projects or consolidate bills. Apply online or at any branch.
Features include:
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Auto Loans
Finance a new or used auto with an auto loan from Rollstone Bank & Trust. Apply online or at any branch.
Features include:
- Flexible terms up to 60 months on new or used cars
- Convenient automatic payment from your Rollstone Bank checking or statement savings account is available.
- No prepayment penalty
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Easy Line of Credit Overdraft Protection
Rollstone Bank's Easy Line of Credit (ELOC) is a personal credit line that acts as overdraft protection on your Rollstone Bank checking account. It is automatically activated to cover overdrafts on your account or you can access it by writing a check, making an ATM withdrawal, or withdrawing at a branch. Apply online or at any branch.
Features include:
- Credit lines up to $3,000
- Competitive interest rate. View interest rates.
- Interest is charged only on your outstanding balance
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Passbook/Certificate Loans
Borrow against your Rollstone Bank & Trust passbook savings or certificate of deposit at a very low interest rate while still earning interest on your money.
- Secured by a Rollstone Bank & Trust regular passbook savings or certificate of deposit
- No fees
- No prepayment penalties
- Minimum loan amount - $500
- Maximum loan amount - 100% of the account balance
- Good way to establish or rebuild credit
- View interest rates.
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Contact us for more information.
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