ConsumerBusinessFinancial ServicesLoans & MortgagesRatesServices
Rollstone Bank & Trust Today is
Online Banking
Consumers Online Banking
Businesses Online Banking
Investors Online Banking
Search this Site
Mortgages


Residential Mortgages from Rollstone Bank & Trust

Whether you are building the home of your dreams, purchasing a new home or acquiring a preowned home, Rollstone Bank has a financing option that meets your specific needs. Compare rates, use our calculators to figure out your payments, and even apply for a mortgage right here online. Of course if you have any questions, just contact us by email or phone and a Rollstone Bank & Trust Originator will be happy to help.

Reverse Mortgages
Rollstone Bank & Trust is the local expert on Reverse Mortgages. We have helped hundreds of people in our area get a Reverse Mortgage, to improve the quality of life for themselves or a loved one. If you are 62 or older, or someone you know is, a Reverse Mortgage may be able to help you. Get answers to some frequently asked questions or contact us by email or phone at 978-345-1061 or 1-800-640-1166 for more information.

return to top

FIXED RATE SPECIALTY MORTGAGES

FHA Loans
The Federal Housing Administration (FHA) mortgage programs help low- and moderate-income families become homeowners with low down payment requirements and flexible qualifying guidelines. Apply online or at any branch.

Features include:

  • Finance up to 97%
  • Downpayment can be a gift
  • 1 - 4 family owner-occupied homes considered
  • Higher debt-to-income ratios
  • More relaxed underwriting guidelines

USDA Mortgage
USDA loans are primarily used to help low-income families purchase homes in rural areas. Funds can be used to build, repair, or renovate a home, or to purchase and prepare sites, including providing water and sewage facilities. Apply online or at any branch.

Features include:

  • 100% financing - no down payment required
  • No monthly Private Mortgage Insurance (PMI) payments
  • Available for single family homes, townhouses, and approved condos in eligible areas
  • Higher debt-to-income ratios
  • No limit on seller contributions

MHFA—1 to 4 Family
Rollstone Bank & Trust offers mortgage loans from MassHousing, the Commonwealth of Massachusetts’ affordable housing bank. Programs are available to support home ownership opportunities for low and moderate income residents of Massachusetts. Apply online or at any branch.

Features include:

  • No down payment programs on single family homes
  • Lower down payment requirement on 2-4 family homes
  • Relaxed qualification requirements
  • Fixed rate. View interest rates.

return to top

No Fee Mortgages
Rollstone Bank & Trust has a no fee mortgage program to make buying a home easy. Apply online or at any branch.

Features include:

  • Serviced at Rollstone Bank & Trust
  • Fixed Rate
  • No fees
  • No points

return to top

Rehab Loans
Rollstone Bank & Trust offers a wide array of affordable Home Renovation Loans to meet virtually any need. Whether you are buying a home that needs renovations, or looking to renovate a home that you already own, a Rollstone Bank Mortgage specialist can help you find the program that’s right for you. Apply online or at any branch.

return to top

Fixed Rate Mortgages
A fixed rate mortgage guarantees the same rate for the life of your loan. The interest rate and monthly principal and interest payments remain the same throughout the life of your loan. We offer our fixed rate mortgage loans for terms ranging up to 40 years. View interest rates. Apply online or at any branch.

return to top

Jumbo Loans
If you are looking for a mortgage for over $417,001, consider Rollstone Bank & Trust. Apply online or at any branch.

return to top

First Time Homebuyer Program
Rollstone Bank & Trust offers mortgages designed to help low-to-moderate income borrowers obtain financing for first time home ownership. Apply online or at any branch.

Features include:

return to top

Construction Loans
Rollstone Bank & Trust offers flexible programs for you to choose from to build your house with one loan. The construction loan will convert automatically to a permanent mortgage once building is complete. Apply online or at any branch.

Features include:

return to top

Adjustable Rate Mortgages
An Adjustable Rate Mortgage (ARM) is a home loan where the rate is fixed for a short period of time, such as 3, 5 or 7 years, then adjusted once a year after that. You can apply online or at any branch.

Features include:

  • Interest rate is adjusted periodically.
  • Often has lower rate than a fixed rate mortgage. View interest rates.
  • May allow you to qualify for a larger loan.
  • Your loan will be serviced in-house at Rollstone Bank & Trust.

return to top

Interest-Only, No Doc, and other specialty loans available.
Contact us for details.


return to top


Contact us for the most up-to-date rates available.

978.345.1061 - 1.800.640.1166
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright © Harland Financial Solutions, Inc. All Rights Reserved.
Consumers Log In Businesses Log In Investors Log In About Us Your Security Privacy What's New Careers Branches Contact Us Consumers Log In Businesses Log In Investors Log In