|
 
Rates effective June 18, 2013
| FIXED RATE MORTGAGES |
|
|
Points
|
Interest Rate
|
APR
|
Payment/$1,000
|
|
10 year
|
1
|
2.625%
|
2.873%
|
$9.57
|
|
|
0
|
2.875%
|
2.913%
|
$9.60
|
|
15 year
|
1
|
2.875%
|
3.046%
|
$6.85
|
|
|
0
|
3.125%
|
3.152%
|
$6.97
|
|
20 year
|
1
|
3.500%
|
3.635%
|
$5.80
|
|
|
0
|
3.750%
|
3.771%
|
$5.93
|
|
30 year
|
1
|
3.875%
|
3.973%
|
$4.70
|
|
|
0
|
4.000%
|
4.015%
|
$4.77
|
|
Annual Percentage Rates (APR) are based on $200,000 loan with a 20% down payment.
|
| |
|
Fixed Rate First Time Home Buyer
|
|
Up to 97% Financing
|
Points
|
Interest Rate
|
APR
|
Payment/$1,000
|
|
30 Year Reduced Fee
|
0
|
4.000%
|
4.015%
|
$4.77
|
| Annual Percentage Rates (APR) are based on a $200,000 loan with a 20% down payment. |
|
Fixed Rate Jumbo Mortgages
|
|
over $417,000
|
Points
|
Interest Rate
|
APR
|
Payment/$1,000
|
|
15 Year
|
0
|
3.375%
|
3.402%
|
$7.09
|
|
30 Year
|
0
|
4.250%
|
4.265%
|
$4.92
|
| Annual Percentage Rates (APR) are based on a $417,001 loan with a 20% down payment. |
| Adjustable Rate Mortgages* |
|
30 Years
|
Points
|
Interest Rate
|
APR
|
Payment/$1,000
|
|
5 to 1
|
0
|
3.490%
|
2.770%
|
$4.49
|
|
5 to 1 Jumbo
|
0
|
3.990%
|
2.939%
|
$4.77
|
Annual Percentage Rates (APR) are based on a $200,000 loan with a 20% down payment. Jumbo loans based on $417,001 with a 20% down payment. |
| *The initial rate on the 5 to 1 ARMs may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. |
| |
| Adjustable Rate Construction Mortgages* |
|
30 Years
|
Points
|
Interest Rate
|
APR
|
Payment/$1,000
|
|
5 to 1
|
0
|
3.490%
|
2.745%
|
$4.49
|
|
5 to 1 Jumbo
|
0
|
3.990%
|
2.898%
|
$4.77
|
Annual Percentage Rates (APR) are based on a $200,000 loan with a 20% down payment. Jumbo loans based on $417,001 with a 20% down payment. |
| *The initial rate on the 5 to 1 ARMs may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. |
| |
APR = Annual Percentage Rate
Rates subject to change.
|
