Services to Streamline Your Business Banking
invest & manage
176 Years of Business
At Rollstone Bank & Trust we’re as committed to business banking as you are to your business. We know that running a business takes all of your time and energy. That’s why we have designed a full array of cash management options to help you run your business as efficiently and economically as possible. In addition to Business Checking and Savings accounts, we also offer:
Rollstone Bank & Trust’s Business eBanking provides complete balance and transaction reporting information. Access your account information 24 hours a day, 7 days a week. Log on and you can view up-to-the-minute activity, search past transactions, transfer funds between accounts, view check images, and more – all from your own home or business.
If you have a Small Business Checking account, you can access your account online at no charge. We also offer more sophisticated tools such as ACH payments and wire transfer capabilities for those in a Commercial Checking account.
Contact us today to sign up or learn more.
Rollstone Bank & Trust’s Remote Deposit Service, CCX, lets you make deposits to your business checking account without leaving your office. Using a special scanner, checks you receive from your customers are sent electronically to us for posting. You and your staff can stay at work, running your business, and saving valuable time.
- Flexible & convenient – make deposits 24/7
- Save money – with lower administrative and transportation costs
- Save time – with less paperwork and time away from the office
- Secure -no checks to transport plus fast deposit confirmation
Contact us today to schedule a free CCX demonstration.
For lower-volume businesses, try our Mobile Remote Deposit, which lets you deposit checks right from your phone.
Wire transfers allow you to directly transfer funds electronically and achieve same-day availability. We can process incoming or outgoing transfers, foreign or domestic. Fees may apply. For Commercial Checking Account customers, there is also a wire transfer module available in Business eBanking. Contact us for more information.
Rollstone Bank’s Lockbox Service is an automated process designed to help your business collect payments more effectively. Payments are routed directly to a post office box where they are collected, verified, imaged, and deposited.
This service is ideal for businesses that have a large number of checks on a routine basis. We collect, process, and deposit payments for you, which saves you time and expedites the availability of your deposits. Streamline your payment processes with Rollstone's Lockbox Service.
Contact us today to get started.
Rollstone Bank & Trust’s debit card is linked to your RBT business checking account. It can be used to get cash at an ATM or to make purchases anywhere MasterCard© is accepted, and then the funds are automatically deducted from your checking account. Unlike a credit card, there are no monthly payments or finance charges. Business owners can provide cards to employees, too, with customized settings and limits. The activity on each card is itemized on your monthly statement for easier recordkeeping
To further protect your account, we also offer fraud protection through SecurLOCK Equip™, a free app. SecurLOCK Equip™ gives you control of your RBT Debit Card right from your smartphone. It helps you manage and protect your accounts from fraud with customizable alerts and services, available 24/7. You can:
- Turn your card on or off
- Control where your cards can be used
- Receive instant alerts
Download the free app today to get started.
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like:
• Free online expense reporting tools.
• No fee for additional employee cards.
• Mobile payment capability for added convenience.
• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.
* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
A Commercial Money Market Account offers commercial customers the competitive rates of a high yield savings account with the flexibility and convenience of check writing.
- $2500 minimum opening deposit
- Tiered interest rates
- Free checks and deposit slips
- Debit card available
- Fully insured by FDIC and DIF
Customers can have a payroll account right where they do their “regular” banking — at Rollstone Bank & Trust! Payroll accounts have the same great features and benefits as our other commercial checking accounts. Process your company’s payroll efficiently with a separate payroll account.
This service is provided for business customers who wish to accept credit card payments from their customers. Through our partnership with Heartland, we can offer you payment solutions for your business, with options including:
Contact us today for more information.
If you can’t make it to the bank during regular business hours, night depositories allow you to drop off your deposit at your convenience. This service, available at all locations except the Main Office and Worcester, lets you make your deposit in a safe and secure way, using convenient disposable deposit bags. Your deposit is counted, verified, and credited to your account on the next business day.
We also offer you some tips for staying safe when using the night drop service.
“ZBAs” allow you to consolidate funds into a single concentration account and fund daily clearings from secondary accounts automatically, so you can segregate and monitor deposit and disbursement activity for multiple business accounts such as an Operation Account, Payroll Account, and a variety of other accounts. At the end of each business day, if any of the ZBAs are deficient, the concentration account is drawn down to fund the ZBA, bringing its balance back to zero. If any of the ZBAs maintain excess balances, the excess cash is transferred to the concentration account.