Restaurant Revitalization Fund


From the Small Business Administration (SBA):

The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide funding to help restaurants and other eligible businesses keep their doors open. This program will provide restaurants with funding equal to their pandemic-related revenue loss up to $10 million per business and no more than $5 million per physical location. Recipients are not required to repay the funding as long as funds are used for eligible uses no later than March 31, 2023.

Below are some details to help you determine if your business can benefit from the RRF.


  • Created as part of the American Rescue Plan Act signed by President Biden on March 11, 2021
  • $28.6 billion was appropriated for the program
  • Funds are used to replenish revenue lost during 2020 as a result of the Coronavirus Pandemic
  • Borrowers have until March 31, 2023 to use funds on eligible expenses

Eligible Businesses

  • Restaurants
  • Food stands, trucks, and carts
  • Caterers
  • Bars, saloons, lounges, taverns
  • Bakeries
  • Brewpubs, tasting rooms, tap rooms
  • Breweries and/or microbreweries
  • Wineries and distilleries
  • Inns

Calculation of Funding Amount

  • Maximum of $5 million per location, not to exceed $10 million per applicant
  • Minimum funding of $1,000
  • PPP funds are added back to reduction of revenue
    • Example: If you have a reduction of revenues of $2,000, but received a PPP loan for $1,500, the net decrease in revenue is $500. You do not qualify.

Eligible Use of Funds

  • Business payroll costs
  • Payments of mortgage obligations (both principal and interest, excluding prepayment)
  • Business rent payments
  • Business debt service
  • Business utility payments
  • Business maintenance payments
  • Construction of outdoor seating
  • Business supplies
  • Business food and beverage expense
  • Covered supplier costs

How to Apply

  • Through a recognized SBA Restaurant Partner
  • Through SBA directly at
  • By phone at 844.279.8898

Learn more at

Disclaimer: This information is for general reference only. This program is run through the SBA exclusively and is not offered by Rollstone Bank & Trust. It is your obligation to understand the SBA's rules. Other eligibility requirements may apply. If you have additional questions, please seek assistance from your own legal, accounting and tax advisors. Rollstone Bank & Trust cannot offer an opinion on whether any particular borrower qualifies for this SBA program loan or for forgiveness.

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