Equity Flex

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Equity Flex is a line of credit with the features and flexibility of both an equity line and an equity loan.


You can fix up to 3 portions of it, giving you fixed monthly payments for up to 15 years. You can also leave some or all of it revolving, giving you access whenever you need it and interest-only payments. Choose the terms that work best for you.


And you get all this with just one application and no closing costs. Apply online, stop by and see us, or contact us if you would like more information.


Property must be owner-occupied as year-round residence. Hazard insurance is required. Flood insurance may be required. Appraisal, inspection, or trust review fees may apply.
The initial rate may be discounted. The Annual Percentage Rate (APR) is subject to increase and is based on an index, which is the Wall Street Journal Prime. The maximum APR is 18%. The minimum APR is 4.5%.
After the initial fixed term, the rate will go to Prime minus .50%, with a floor of 4.50%.
Fixed portion can be locked for terms of 1 to 15 years with annual percentage rates of 4.50% to 6.50%. A maximum of three fixed portions are available simultaneously.




NMLS #769125