Equity Builder

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Buying a home? Ask us about the Equity Builder Program, which provides up to $15,000 in down-payment and closing cost assistance. You must be a first-time homebuyer, attend a homebuyer education program, and meet certain income guidelines.


Contact us today to see if you qualify. Grants are available on a first-come, first-served basis, so act now!


Grant is provided by the Federal Home Loan Bank of Boston. Buyers eligible to receive assistance are individuals and households earning no more than 80% of the area median income, based on their future address. To be eligible to receive assistance, buyers must complete a homebuyer program administered by an agency designated by the EBP approved member financial institution. The program must include pre- and post-purchase counseling. Interest would not accrue on the grant and the proceeds would only be due if the property is sold within the first five years of home ownership. May not be combined with any other type of down payment programs.