Residential Mortgages from Rollstone Bank & Trust
Shopping for a mortgage in the Central Massachusetts area, from Fitchburg to Leominster to Townsend to Harvard to Worcester and beyond, can be a time-consuming experience. But what if we told you we have simplified the process? Whether you are building the home of your dreams, purchasing a new home or acquiring a preowned home, Rollstone Bank & Trust has a financing option that meets your specific needs. We don’t believe in one-size-fits-all mortgages. Our home loan specialists will work with you from start to finish, right up to closing day, and help you understand every step of the process. Mortgages have never been easier to navigate.
Compare rates, use our calculators to figure out your payments, and even apply for a mortgage right here online. Of course if you have any questions, just contact us by email or phone and a Rollstone Bank & Trust Originator will be happy to help.
Fixed Rate Mortgages
A fixed rate mortgage guarantees the same rate for the life of your loan. The interest rate and monthly principal and interest payments remain the same throughout the life of your loan. We offer our fixed rate mortgage loans for terms ranging up to 30 years. View interest rates. Apply online or at any branch.
First Time Homebuyer Program
Rollstone Bank & Trust offers mortgages designed to help low-to-moderate income borrowers obtain financing for first time home ownership. Apply online or at any branch.
Features include:
- Serviced at Rollstone Bank & Trust
- Fixed or variable rate.
- Reduced fees on adjustable rate loan
- No points
View interest rates.
Jumbo Loans
If you are looking for a mortgage for over $417,001, consider Rollstone Bank & Trust. Apply online or at any branch.
- Adjustable Rate.
- Adjustable Jumbo Loans are serviced in-house at Rollstone Bank & Trust.
- Jumbo Construction Loans available.
View interest rates.
Reduced Fee Mortgages
Rollstone Bank & Trust has a reduced fee mortgage program to make buying a home easy. Apply online or at any branch.
Features include:
Rehab Loans
Rollstone Bank & Trust offers a wide array of affordable Home Renovation Loans to meet virtually any need. Whether you are buying a home that needs renovations, or looking to renovate a home that you already own, a Rollstone Bank Mortgage specialist can help you find the program that’s right for you. Apply online or at any branch.
Construction Loans
Rollstone Bank & Trust offers flexible programs for you to choose from to build your house with one loan. The construction loan will convert automatically to a permanent mortgage once building is complete. Apply online or at any branch.
Features include:
- Up to 95% loan to value
- Land equity can be used toward the down payment
- Land financing
- Fixed rate.
- Jumbo Construction Loans available.
View interest rates.
Adjustable Rate Mortgages
An Adjustable Rate Mortgage (ARM) is a home loan where the rate is fixed for a short period of time, then adjusted once a year after that. You can apply online or at any branch.
Features include:
- Interest rate is adjusted periodically.
- Often has lower rate than a fixed rate mortgage. View interest rates.
- May allow you to qualify for a larger loan
- Your loan will be serviced in-house at Rollstone Bank & Trust.
Other specialty loans available.
We now offer programs through FHA, VA, and USDA. Contact us for details.
Contact us for the most up-to-date rates available.
Rollstone Bank & Trust – NMLS #769125
