Flexible HELOC & Loan Solution
Your One & Only
Get the security of a fixed-rate home equity loan and HELOC flexibility in one.
Home Equity Flex from Rollstone Bank & Trust combines the security of a fixed-rate home equity loan with the flexibility of a home equity line of credit (HELOC)—in one simple application—so you can use your home’s equity for just about anything.
HELOC/Home Equity Line of Credit
Home Equity Flex gives you all the flexibility of a home equity line of credit as well as the fixed rate and security of a home equity loan in one. Lock a portion of your home equity into a low, fixed rate and keep the remaining available credit flexible at a low variable rate—all with just one application.
Because it’s part HELOC, you can:
- Access it whenever you need
- Have interest-only payments
But unlike most other HELOCs, with Home Equity Flex you fix a portion of it whenever you want!
- Fixed monthly payments
- Fixed terms up to 15 years
- No fees for conversion
- No closing costs
- Flexibility of maintaining up to three fixed-rate equity loans at once
Best of all, you can use the money for just about anything:
- Home repairs
- Debt consolidation
- Unexpected expenses