Home Equity Loans & Other Personal Loans

Putting your home to work for you just got easier! You can now have the predictability of fixed payments combined with the flexibility of a revolving line in one loan! Lock a portion of your home equity into a low, fixed rate and keep the remaining available credit flexible at a low variable rate – all with just one application.

Plus, there are NO CLOSING COSTS and NO APPLICATION FEE!

With the fixed portion, you’ll enjoy:

• Fixed monthly payments
• Fixed terms up to 15 years
• No fees for conversion
• No closing costs
• Flexibility of maintaining up to three fixed rate equity loans at once

1. Access it whenever you need
2. Have interest-only payments
3. And now, fix a portion of it whenever you want!

Apply online or at any branch or contact us for more information.

Finance a new or used auto with an auto loan from Rollstone Bank & Trust. Apply online or at any branch.

Features include:

• Flexible terms up to 60 months on new or used cars
• Convenient automatic payment from your Rollstone Bank checking or statement savings account is available.
• No prepayment penalty

 

Rollstone Bank’s Easy Line of Credit (ELOC) is a personal credit line that acts as overdraft protection on your Rollstone Bank checking account. It is automatically activated to cover overdrafts on your account or you can access it by writing a check, making an ATM withdrawal, or withdrawing at a branch. Apply online or at any branch.

Features include:

• Credit lines up to $3,000
• Competitive interest rate. View interest rates.
• Interest is charged only on your outstanding balance

Borrow against your Rollstone Bank & Trust savings or certificate of deposit at a very low interest rate while still earning interest on your money.

• Secured by a Rollstone Bank & Trust regular savings or certificate of deposit
• No fees
• No prepayment penalties
• Minimum loan amount – $500
• Maximum loan amount – 100% of the account balance
• Good way to establish or rebuild credit
• View interest rates.