A Home Loan that Matters Most
believe & achieve
A mortgage that fits you
If you’ve been renting and dreaming of a place to truly call your own, Rollstone Bank & Trust is here to help you turn that dream into reality. Our 40-Year Fixed-Rate Mortgage was designed with you in mind — offering affordable monthly payments and the peace of mind that comes from working with a local bank that puts your goals first.
With a 40-Year Mortgage from Rollstone Bank & Trust, you can:
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Enjoy lower monthly payments than traditional loan programs
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Qualify for a higher loan amount, giving you more flexibility in your home search
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Receive personalized support from our experienced team
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Lock in your rate with the stability and confidence of a fixed-rate mortgage
This unique program extends your loan term to 40 years, helping to make homeownership more accessible, comfortable, and sustainable. Whether you’re buying your first home or finding the perfect place to settle for years to come, Rollstone is here to make the journey easier — and to celebrate each milestone along the way.
At Rollstone Bank & Trust, we know that buying a home is more than a financial step — it’s a personal one. It’s about family, community, and creating a place that feels like yours. And we’ll be with you every step of the way, because at Rollstone Bank & Trust, you matter most.
If you're interested in learning more, please reach out or apply below.
Marcio Cirino
Marcio brings excellence in customer service to his role as Vice President / Retail Lending Officer. After earning his Bachelor’s Degree from Fitchburg State University, Marcio came to work at RBT, and has experience in both consumer and mortgage lending. His patience, attentiveness, and great service will help guide our customers through the process from beginning to end.
NMLS #1224234
Phone 978.343.2217
Email [email protected].
Loan subject to credit approval. Minimum credit score of 700 required. This product is available to first-time home buyers only; existing customers may not be refinanced into this term. Rates and terms may vary based on creditworthiness and loan characteristics. A longer loan term may result in a lower monthly payment, but higher total interest paid over the life of the loan. Available for single family primary residence only. Not all borrowers will qualify. Other restrictions may apply.
