Deposit Account Rates

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Rollstone Bank & Trust, where you matter most.

Rates effective April 1, 2024

FIXED RATE CERTIFICATE SPECIALS

Interest Rate APY*
5 Month CD 4.75% 4.82%
9 Month IRA 4.25% 4.33%
$1,000 minimum to open. Less than minimum balance earns no interest. Early withdrawal penalty may be imposed on certificates. The 5 month special is not available as a retirement certificate (IRA). The 9 month IRA special is not available as a regular certificate. 

ALL-IN-ONE CHECKING

Interest Rate APY*
$0.01 - $15,000 (if eligibility requirements are met) 1.25% 1.25%
Over $15,000 (if eligibility requirements are met) .15% .15%
$100 minimum to open. Variable rate account. The rate may change after the account is opened. Eligibility requirements means 10 debit card transactions and one direct deposit per statement cycle. If qualifying account activity is not met, APY is 0.00%. Personal accounts only.

PRIME SAVER

Interest Rate APY*
$60,000 and over .35% .35%
$30,000 - $59,999 .20% .20%
$10,000 - $29,999 .10% .10%
$100 - $9,999 .10% .10%
$2,500 minimum to open. Below $100 earns no interest. The rate may change after the account is opened. Ultimate Checking Account is required.

MONEY MARKET

Interest Rate APY*
$60,000 and over .40% .40%
$30,000 - $59,999 .20% .20%
$2,500 - $29,999 .10% .10%
$2,500 minimum to open. Less than minimum earns .10% APY. Less than $100 earns no interest. The rate may change after the account is opened. Ultimate Checking Account is required.

FIXED RATE CERTIFICATES & IRAs

Interest Rate APY*
3 Month CD .25% .25%
6 Month CD .50% .50%
12 Month CD/IRA .75% .75%
18 Month CD/IRA .85% .85%
24 Month CD/IRA 1.00% 1.00%
36 Month CD/IRA 1.14% 1.15%
48 Month CD/IRA 1.24% 1.25%
60 Month CD/IRA 1.29% 1.30%
$500 minimum to open. Less than minimum balance earns no interest. Early withdrawal penalty may be imposed on certificates. 3 and 6 month terms are not available as retirement certificates (IRAs).

SAVINGS ACCOUNTS, including iSave for Kids

Interest Rate APY*
$60,000 and over .10% .10%
$30,000 - $59,999 .05% .05%
$10,000 - $29,999 .03% .03%
$10 - $9,999 .03% .03%
$10 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

CLUB ACCOUNTS

Interest Rate APY*
$10 and over .05% .05%
$10 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

COMMERCIAL MONEY MARKET

Interest Rate APY*
For rates, contact Chris Connors, Relationship Banking Officer, at 978.343.2214.
$2,500 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

*APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

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F D I C
Depositors Insurance Fund
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Routing # 211370736

NMLS # 769125

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