Deposit Account Rates

Rollstone Bank & Trust, where you matter most.

Rates effective January 12, 2023

ALL-IN-ONE CHECKING

Interest Rate APY*
$0.01 - $15,000 (if requirements are met) 1.25% 1.25%
Over $15,000 (if requirements are met) .15% .15%
$100 minimum to open. Variable rate account. The rate may change after the account is opened. Personal accounts only.

PRIME SAVER

Interest Rate APY*
$60,000 and over .35% .35%
$30,000 - $59,999 .20% .20%
$10,000 - $29,999 .10% .10%
$100 - $9,999 .10% .10%
$2,500 minimum to open. Below $100 earns no interest. The rate may change after the account is opened. Ultimate Checking Account is required.

MONEY MARKET

Interest Rate APY*
$60,000 and over .40% .40%
$30,000 - $59,999 .20% .20%
$2,500 - $29,999 .10% .10%
$2,500 minimum to open. Less than minimum earns .10% APY. Less than $100 earns no interest. The rate may change after the account is opened. Ultimate Checking Account is required.

FIXED RATE CERTIFICATES

Interest Rate APY*
3 Months .25% .25%
6 Months .50% .50%
12 Months .75% .75%
18 Months .85% .85%
24 Months 1.00% 1.00%
36 Months 1.14% 1.15%
48 Months 1.24% 1.25%
60 Months 1.29% 1.30%
$500 minimum to open. Less than minimum balance earns no interest. Early withdrawal penalty may be imposed on certificates. 3 and 6 month term are not available as retirement certificates.

FIXED RATE CERTIFICATE SPECIALS

Interest Rate APY*
13 Month CD 4.17% 4.25%
$1,000 minimum to open. Less than minimum balance earns no interest. Early withdrawal penalty may be imposed on certificates. 

SAVINGS ACCOUNTS, including iSave for Kids

Interest Rate APY*
$60,000 and over .10% .10%
$30,000 - $59,999 .05% .05%
$10,000 - $29,999 .03% .03%
$10 - $9,999 .03% .03%
$10 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

CLUB ACCOUNTS

Interest Rate APY*
$10 and over .05% .05%
$10 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

COMMERCIAL MONEY MARKET

Interest Rate APY*
For rates, contact Chris Connors, Relationship Banking Officer, at 978.343.2214.
$2,500 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

*APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

F D I C
Depositors Insurance Fund
Equal Housing Lender Logo

Routing # 211370736

NMLS # 769125

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