Rates effective January 12, 2023
ALL-IN-ONE CHECKING
|
Interest Rate |
APY* |
| $0.01 - $15,000 (if requirements are met) |
1.25% |
1.25% |
| Over $15,000 (if requirements are met) |
.15% |
.15% |
| $100 minimum to open. Variable rate account. The rate may change after the account is opened. Personal accounts only. |
PRIME SAVER
|
Interest Rate |
APY* |
| $60,000 and over |
.35% |
.35% |
| $30,000 - $59,999 |
.20% |
.20% |
| $10,000 - $29,999 |
.10% |
.10% |
| $100 - $9,999 |
.10% |
.10% |
| $2,500 minimum to open. Below $100 earns no interest. The rate may change after the account is opened. Ultimate Checking Account is required. |
MONEY MARKET
|
Interest Rate |
APY* |
| $60,000 and over |
.40% |
.40% |
| $30,000 - $59,999 |
.20% |
.20% |
| $2,500 - $29,999 |
.10% |
.10% |
| $2,500 minimum to open. Less than minimum earns .10% APY. Less than $100 earns no interest. The rate may change after the account is opened. Ultimate Checking Account is required. |
FIXED RATE CERTIFICATES
|
Interest Rate |
APY* |
| 3 Months |
.25% |
.25% |
| 6 Months |
.50% |
.50% |
| 12 Months |
.75% |
.75% |
| 18 Months |
.85% |
.85% |
| 24 Months |
1.00% |
1.00% |
| 36 Months |
1.14% |
1.15% |
| 48 Months |
1.24% |
1.25% |
| 60 Months |
1.29% |
1.30% |
| $500 minimum to open. Less than minimum balance earns no interest. Early withdrawal penalty may be imposed on certificates. 3 and 6 month term are not available as retirement certificates. |
FIXED RATE CERTIFICATE SPECIALS
|
Interest Rate |
APY* |
| 13 Month CD |
4.17% |
4.25% |
| $1,000 minimum to open. Less than minimum balance earns no interest. Early withdrawal penalty may be imposed on certificates. |
SAVINGS ACCOUNTS, including iSave for Kids
|
Interest Rate |
APY* |
| $60,000 and over |
.10% |
.10% |
| $30,000 - $59,999 |
.05% |
.05% |
| $10,000 - $29,999 |
.03% |
.03% |
| $10 - $9,999 |
.03% |
.03% |
| $10 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened. |
CLUB ACCOUNTS
|
Interest Rate |
APY* |
| $10 and over |
.05% |
.05% |
| $10 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened. |
COMMERCIAL MONEY MARKET
|
Interest Rate |
APY* |
| For rates, contact Chris Connors, Relationship Banking Officer, at 978.343.2214. |
| $2,500 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened. |
*APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.
