Meet Marcio

Have Questions About Buying or Financing a Home?

Whether you’re buying your first home, planning your next move, refinancing, or thinking about building or renovating, having the right guidance can make all the difference.

Marcio Cirino, Vice President, Retail Lending Officer at Rollstone Bank & Trust, is here to help. With experience in both consumer and mortgage lending, Marcio takes the time to understand your goals, answer your questions, and help you navigate the home financing process from beginning to end.

Explore Marcio’s helpful tips and videos below to learn more about the mortgage process and what to consider along the way.

Have a question? Ask Marcio.

NMLS #1224234
Phone 978.343.2217
Email [email protected]
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Para receber atendimento em português, ligue para 978-343-2217.
AVISO: Toda a documentação e futuras transações, incluindo, mas não se limitando a, solicitações, divulgações e extratos mensais, serão fornecidas em inglês. Ao solicitar um empréstimo, você reconhece que toda comunicação escrita futura será fornecida em inglês.

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Mortgage Do’s and Don’ts

Getting ready to apply for a mortgage? Some financial decisions can have a bigger impact than you might expect.

Marcio walks through some important do’s and don’ts to keep in mind before and during the mortgage process, helping you avoid surprises and stay on track toward your homeownership goals.

Why Mortgage Pre-Approval Matters

A mortgage pre-approval can help you understand how much home you may be able to afford before you begin seriously shopping.

Marcio explains why getting pre-approved can be an important early step, what lenders consider during the process, and how being prepared can help you approach your home search with greater confidence.

Buying Your First Home?

Buying your first home is exciting—but it can also come with plenty of questions.

From understanding your financing options to preparing for the mortgage process, Marcio shares some of the things first-time homebuyers should know before beginning their search.

Building or Remodeling a Home?

Sometimes the right home isn't one you find—it's one you create.

If you're considering building a new home or making significant improvements to your current one, Marcio explains how construction financing works and some of the things you should consider before getting started.

Ready to Talk About Your Home Financing Options?

You don't have to navigate the mortgage process on your own. Whether you're buying, building, refinancing, or simply have questions about where to begin, Marcio can help you understand your options and determine your next steps.

Have a home loan question? Ask Marcio.

Marcio Cirino Vice President, Retail Lending Officer

NMLS #1224234
Phone 978.343.2217
Email [email protected]

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