Flexible financing with local guidance for who matters most.
believe & achieve
Unlock the Power of Your Home
At Rollstone Bank & Trust, we understand that your home is more than just a place to live — it’s the cornerstone of your future. With our Home Equity Flex Line of Credit, you can tap into the value you’ve built to take on life’s important goals, all with the guidance of a trusted local bank that’s been part of your community for generations.
Enjoy the flexibility of a line of credit with the confidence of added security:
- Access funds whenever you need them
- Make interest-only payments during the draw period
With our Home Equity Flex Line of Credit, you can also lock in a fixed rate at any time during your draw period—giving you control and peace of mind:
- Fixed monthly payments for stability
- No fees to convert to a fixed rate
- Keep up to three fixed-rate equity loans at once
Use your Home Equity Flex Line of Credit to move forward with confidence:
- Refresh or remodel your home
- Consolidate higher-interest debt
- Pay for tuition or major life events
- Cover travel, experiences, or unexpected expenses
Marcio Cirino
Marcio brings excellence in customer service to his role as Vice President / Retail Lending Officer. After earning his Bachelor’s Degree from Fitchburg State University, Marcio came to work at RBT, and has experience in both consumer and mortgage lending. His patience, attentiveness, and great service will help guide our customers through the process from beginning to end.
NMLS #1224234
Phone 978.343.2217
Email [email protected].

