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Rates

Mortgage Rates

Rates effective January 22, 2021

FIXED RATE MORTGAGES Points Interest Rate APR Payment Per $1,000
10 Year 0 2.375% 2.446% $9.37
15 Year 0 2.500% 2.548% $6.67
20 Year 0 2.750% 2.788% $5.42
30 Year 0 3.000% 3.027% $4.22
30 Year Rehab 0 3.250% 3.314% $4.35
30 Year Construction 0 3.500% 3.567% $4.58
30 Year Jumbo 0 3.250% 3.259% $4.35
30 Year Jumbo Construction 0 3.625% 3.647% $4.65
Annual Percentage Rates (APR) are based on loan amount of $180,000 and an estimated property value of $300,000. Please see below for additional information.

 

ADJUSTABLE* Points Interest Rate APR Payment Per $1,000
5 to 1 0 3.125% 2.574% $4.28
5 to 1 Jumbo 0 3.375% 2.727% $4.43
Annual Percentage Rates (APR) are based on loan amount of $180,000 and an estimated property value of $300,000. Jumbo loans are based on $548,251 with a 20% down payment. *The initial rate on the 5 to 1 ARMs may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. Please see below for additional information.

 

FIRST TIME HOME BUYER
Up to 97% Financing
Points Interest Rate APR Payment Per $1,000
30 Year Fixed 0 3.000% 3.027% $4.22
Annual Percentage Rate (APR) is based on loan amount of $180,000 and an estimated property value of $300,000.

FHA, VA and USDA loans also available. Contact us for details.

The information provided is assumed to purchase a property with a 40% down payment, a loan amount of $180,000 and an estimated property value of $300,000. The property is an existing single family home and will be used as a primary residence. Payments shown above do not include taxes or insurance. The assumed credit score is 740 or above.

For scenarios that differ from above, contact a Mortgage Originator.

APR = Annual Percentage Rate

Rates and APRs are subject to change at any time. 

 

Home Equity & Consumer Loan Rates
Deposit Account Rates
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