Rates effective May 18, 2022
FIXED RATE MORTGAGES | Points | Interest Rate | APR | Payment Per $1,000 |
---|---|---|---|---|
10 Year | 0 | 4.000% | 4.054% | $10.12 |
15 Year | 0 | 4.000% | 4.038% | $7.40 |
20 Year | 0 | 4.375% | 4.405% | $6.26 |
30 Year | 0 | 4.500% | 4.522% | $5.07 |
30 Year Rehab | 0 | 4.625% | 4.683% | $5.14 |
30 Year Construction | 0 | 4.625% | 4.686% | $5.22 |
30 Year Jumbo | 0 | 3.990% | 3.998% | $4.77 |
30 Year Jumbo Construction | 0 | 4.625% | 4.647% | $5.22 |
Rates reflect Portfolio loans. Annual Percentage Rates (APR) are based on loan amount of $240,000 and an estimated property value of $400,000. Jumbo loans are based on a loan amount of $647,201 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less in Worcester County. Payments shown above do not include taxes or insurance. Please see below for additional information. |
ADJUSTABLE* | Points | Interest Rate | APR | Payment Per $1,000 |
---|---|---|---|---|
5 to 1 | 0 | 3.500% | 4.001% | $4.50 |
5 to 1 Jumbo | 0 | 3.500% | 3.988% | $4.50 |
Annual Percentage Rates (APR) are based on loan amount of $240,000 and an estimated property value of $400,000. Jumbo loans are based on loan amount of $647,201 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less in Worcester County. *The initial rate on the 5 to 1 ARMs may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. Payments shown above do not include taxes or insurance. Please see below for additional information. |
FIRST TIME HOME BUYER Up to 97% Financing |
Points | Interest Rate | APR | Payment Per $1,000 |
---|---|---|---|---|
30 Year Fixed | 0 | 4.500% | 4.522% | $5.07 |
Annual Percentage Rate (APR) is based on loan amount of $240,000 and an estimated property value of $400,000. |
Contact us for details.
The information provided assumes the purpose of the loan is to purchase a property with a 40% down payment, a loan amount of $240,000 and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The minimum credit score is 660. Jumbo loans are based on a loan amount of $647,201 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less in Worcester County. Minimum credit score is 700. Payments above do not include taxes or insurance. Subject to underwriting guidelines. *The initial rate on the 5 to 1 may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. For scenarios that differ from above, contact a Mortgage Originator for rates/APRs.
APR = Annual Percentage Rate
Rates and APRs are subject to change at any time.