Rates

Mortgage Rates

Rates effective September 22, 2021

FIXED RATE MORTGAGES Points Interest Rate APR Payment Per $1,000
10 Year 0 2.250% 2.320% $9.31
15 Year 0 2.375% 2.423% $6.61
20 Year 0 2.750% 2.788% $5.42
30 Year 0 3.000% 3.027% $4.22
30 Year Rehab 0 3.375% 3.447% $4.42
30 Year Construction 0 3.500% 3.575% $4.58
30 Year Jumbo 0 3.375% 3.384% $4.42
30 Year Jumbo Construction 0 3.750% 3.775% $4.72
Annual Percentage Rates (APR) are based on loan amount of $180,000 and an estimated property value of $300,000.  Jumbo loans are based on a loan amount of $548,251 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less.  Payments shown above do not include taxes or insurance. Please see below for additional information.

 

ADJUSTABLE* Points Interest Rate APR Payment Per $1,000
5 to 1 0 3.125% 2.658% $4.29
5 to 1 Jumbo 0 3.375% 2.727% $4.43
Annual Percentage Rates (APR) are based on loan amount of $180,000 and an estimated property value of $300,000. Jumbo loans are based on loan amount of $548,251 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less.  *The initial rate on the 5 to 1 ARMs may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. Payments shown above do not include taxes or insurance.  Please see below for additional information.

 

FIRST TIME HOME BUYER
Up to 97% Financing
Points Interest Rate APR Payment Per $1,000
30 Year Fixed 0 3.000% 3.027% $4.22
Annual Percentage Rate (APR) is based on loan amount of $180,000 and an estimated property value of $300,000.

Contact us for details.

The information provided assumes the purpose of the loan is to purchase a property with a 40% down payment, a loan amount of $180,000 and an estimated property value of $300,000.  The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 740 or above.  Jumbo loans are based on a loan amount of $548,251 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less.  Minimum credit score is 720.  Payments above do not include taxes or insurance. Subject to underwriting guidelines.  *The initial rate on the 5 to 1 may be discounted during the first 5 years.  The annual percentage rate is subject to increase after closing. For scenarios that differ from above, contact a Mortgage Originator for rates/APRs.

APR = Annual Percentage Rate

Rates and APRs are subject to change at any time. 

 

Home Equity & Consumer Loan Rates
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