Rates effective January 22, 2021
FIXED RATE MORTGAGES | Points | Interest Rate | APR | Payment Per $1,000 |
---|---|---|---|---|
10 Year | 0 | 2.375% | 2.446% | $9.37 |
15 Year | 0 | 2.500% | 2.548% | $6.67 |
20 Year | 0 | 2.750% | 2.788% | $5.42 |
30 Year | 0 | 3.000% | 3.027% | $4.22 |
30 Year Rehab | 0 | 3.250% | 3.314% | $4.35 |
30 Year Construction | 0 | 3.500% | 3.567% | $4.58 |
30 Year Jumbo | 0 | 3.250% | 3.259% | $4.35 |
30 Year Jumbo Construction | 0 | 3.625% | 3.647% | $4.65 |
Annual Percentage Rates (APR) are based on loan amount of $180,000 and an estimated property value of $300,000. Please see below for additional information. |
ADJUSTABLE* | Points | Interest Rate | APR | Payment Per $1,000 |
---|---|---|---|---|
5 to 1 | 0 | 3.125% | 2.574% | $4.28 |
5 to 1 Jumbo | 0 | 3.375% | 2.727% | $4.43 |
Annual Percentage Rates (APR) are based on loan amount of $180,000 and an estimated property value of $300,000. Jumbo loans are based on $548,251 with a 20% down payment. *The initial rate on the 5 to 1 ARMs may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. Please see below for additional information. |
FIRST TIME HOME BUYER Up to 97% Financing |
Points | Interest Rate | APR | Payment Per $1,000 |
---|---|---|---|---|
30 Year Fixed | 0 | 3.000% | 3.027% | $4.22 |
Annual Percentage Rate (APR) is based on loan amount of $180,000 and an estimated property value of $300,000. |
FHA, VA and USDA loans also available. Contact us for details.
The information provided is assumed to purchase a property with a 40% down payment, a loan amount of $180,000 and an estimated property value of $300,000. The property is an existing single family home and will be used as a primary residence. Payments shown above do not include taxes or insurance. The assumed credit score is 740 or above.
For scenarios that differ from above, contact a Mortgage Originator.
APR = Annual Percentage Rate
Rates and APRs are subject to change at any time.