Rates effective 10/24/2026. Subject to change.
New Vehicles
| Loan Type | APR | Maximum Term | Monthly payment per $1,000 borrowed | Maximum Loan Amount |
|---|---|---|---|---|
| Auto Loan | 5.50%1 | 48 Months | $23.264 | $100,000 |
| Auto Loan | 5.75%2 | 60 Months | $19.224 | $100,000 |
| Auto Loan | 6.00%3 | 72 Months | $16.584 | $100,000 |
1 Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 5.50% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be new (i.e., current calendar year or the coming year).
2 Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 5.75% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be new (i.e., current calendar year or the coming year).
3 Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 6.00% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. The vehicle model must be new (i.e., current calendar year or the coming year).
4 Principal and interest payments are based on lowest rate and maximum term and maximum loan amount.
Used Vehicles
| Loan Type | APR | Maximum Term | Monthly payment per $1,000 borrowed | Maximum Loan Amount |
|---|---|---|---|---|
| Auto Loan | 5.75%1 | 48 Months | $23.373 | $75,000 |
| Auto Loan | 6.00%2 | 60 Months | $19.343 | $75,000 |
1 Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 5.75% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be 10 (ten) years or less.
2 Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 6.00% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be 10 (ten) years or less.
3 Principal and interest payments are based on lowest rate and maximum term and maximum loan amount.
Boat Loans
| Loan Type | APR | Maximum Term | Monthly payment per $1,000 borrowed | Minimum/Maximum Loan Amount |
|---|---|---|---|---|
|
Boat Loan
(<25 ft & <5 tons)
|
9.00%1 | Up to 10 years | $12.682 | $25,000-$250,000 |
1Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 9.00% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based upon your credit history, loan amount and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account.
2 Principal and interest payment are based on lowest rate and maximum term.
Personal Loans
| Loan Type | APR | Term | Monthly Payment per $1,000 Borrowed | Minimum & Maximum Loan Amount |
|---|---|---|---|---|
| Unsecured Personal Loan | 11.00%1 | 12–48 Months | $21.753 | $1,000–$20,000 |
| Cash Secured Loan | 3.25%2 | Up to 60 Months | $18.083 | $1,000–$500,000 |
Personal Lines of Credit
| Loan Type | APR | Term | Minimum Payment | Minimum & Maximum Credit Limit |
|---|---|---|---|---|
| Personal Overdraft Line of Credit5 | 16.00%4 | Open – Revolving Line of Credit | $25.00 | $500–$2,500 |
Credit Builder Loans
| Loan Type | APR | Term | Monthly Payment per $1,000 Borrowed | Minimum & Maximum Loan Amount |
|---|---|---|---|---|
| Credit Builder Loan | 5.00%6 | Up to 24 Months | $43.873 | $600–$2,500 |
1 Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 11.00% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based upon your credit history, loan amount and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed rate reflects a discount of 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account.
2 Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 3.25% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based upon your credit history, loan amount and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice.
3 Principal and interest payment based on lowest rate and maximum term.
4 Annual Percentage Rate (APR) as of 10/24/2026 may be as low as 16.00% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based upon your credit history, loan amount and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice.
5 Personal Overdraft Line of Credit includes a $25.00 annual fee that is assessed in January.
6 Annual Percentage Rate (APR) as of 10/24/2026 is 5.00%. To qualify for a loan, the applicant must open a savings account with Rollstone Bank & Trust. Credit builder loan terms are available from 12–24 months. Terms and conditions are subject to change without notice.
Routing # 211370736
NMLS # 769125