Consumer Loan Rates

Rates effective October 31, 2025. Subject to change.

AUTO LOANS

Credit Score 730+ 680 - 729 660 - 679
Term
(in months)
Rate / APR Payment Per $1,000 Rate / APR Payment Per $1,000 Rate / APR Payment Per $1,000
24 7.750% / 7.750% $45.12 8.750% / 8.750% $45.57 9.875% / 9.875% $46.09
36 7.750% / 7.750% $31.22 8.750% / 8.750% $31.68 9.875% / 9.875% $32.21
48 7.750% / 7.750% $24.30 8.750% / 8.750% $24.77 9.875% / 9.875% $25.30
60 7.750% / 7.750% $20.16 8.750% / 8.750% $20.64 9.875% / 9.875% $21.19
Subject to underwriting guidelines. Minimum 5% down payment (cash or trade). Not to exceed 95% of NADA Retail Value.
Autos 2015 & older; not to exceed 90% of NADA Retail Value.

OTHER LOANS

Loan Type Interest Rate & APR Other
ELOC (Easy Line of Credit Overdraft Protection)
  • Prime + 5.000%
  • Minimum monthly payment must be automatically deducted from a Rollstone Bank & Trust checking account.
  • Minimum $500
  • Maximum $2,000
Secured Loans (RBT deposit account as collateral) Savings or CD Rate + 3.000% Loan may not exceed 100% of savings or CD value.

 

F D I C
Depositors Insurance Fund
Equal Housing Lender Logo

Routing # 211370736

NMLS # 769125

Scroll to Top