Consumer Loan Rates

Rates effective 02/06/2026. Subject to change.

New Vehicles

Loan Type APR Maximum Term Monthly payment per $1,000 borrowed Maximum Loan Amount
Auto Loan 5.25%1 48 Months $23.144 $100,000
Auto Loan 5.50%2 60 Months $19.104 $100,000
Auto Loan 5.75%3 72 Months $16.464 $100,000

1Annual Percentage Rate (APR) as of 02/06/2026 may be as low as 5.25% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be new (i.e., current calendar year or the coming year).  

2Annual Percentage Rate (APR) as of 02/06/2026 may be as low as 5.50% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be new (i.e., current calendar year or the coming year).

3Annual Percentage Rate (APR) as of 02/06/2026 may be as low as 5.75% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. The vehicle model must be new (i.e., current calendar year or the coming year).

4Principal and interest payments are based on lowest rate and maximum term and maximum loan amount.


Used Vehicles

Loan Type APR Maximum Term Monthly payment per $1,000 borrowed Maximum Loan Amount
Auto Loan 5.50%1 48 Months $23.263 $75,000
Auto Loan 5.75%2 60 Months $19.223 $75,000

1Annual Percentage Rate (APR) as of 02/06/2026 may be as low as 5.50% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be 10 (ten) years or less.

2Annual Percentage Rate (APR) as of 02/06/2026 may be as low as 5.75% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model age must be 10 (ten) years or less.

3Principal and interest payments are based on lowest rate and maximum term and maximum loan amount.

OTHER LOANS

Loan Type Interest Rate & APR Other
ELOC (Easy Line of Credit Overdraft Protection)
  • Prime + 5.000%
  • Minimum monthly payment must be automatically deducted from a Rollstone Bank & Trust checking account.
  • Minimum $500
  • Maximum $2,000
Secured Loans (RBT deposit account as collateral) Savings or CD Rate + 3.000% Loan may not exceed 100% of savings or CD value.

 

F D I C
Depositors Insurance Fund
Equal Housing Lender Logo

Routing # 211370736

NMLS # 769125

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