Rates effective January 15, 2025
FIXED RATE MORTGAGES |
Points | Interest Rate | APR | Payment Per $1,000 |
|---|---|---|---|---|
| 10 Year | 0 | 6.500% | 6.555% | $11.35 |
| 15 Year | 0 | 6.625% | 6.664% | $8.78 |
| 20 Year | 0 | 7.000% | 7.032% | $7.75 |
| 30 Year | 0 | 7.250% | 7.275% | $6.82 |
| 30 Year Rehab | 0 | 7.500% | 7.556% | $6.99 |
| 30 Year Construction | 0 | 7.500% | 7.566% | $7.06 |
| 30 Year Jumbo | 0 | 7.250% | 7.260% | $6.82 |
| Rates reflect Portfolio loans. Annual Percentage Rates (APR) are based on loan amount of $330,000, an estimated property value of $550,000, and a credit score of 780 or above. Jumbo loans are based on a loan amount of $806,501 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less in Worcester County. Payments shown above do not include taxes or insurance. Please see below for additional information. | ||||
ADJUSTABLE* |
Points | Interest Rate | APR | Payment Per $1,000 |
|---|---|---|---|---|
| 5 to 1 | 0 | 6.000% | 6.474% | $5.99 |
| 5 to 1 Jumbo | 0 | 6.000% | 6.461% | $5.99 |
| Annual Percentage Rates (APR) are based on loan amount of $330,000, an estimated property value of $550,000, and a minimum credit score of 780. Jumbo loans are based on loan amount of $806,501 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less in Worcester County. *The initial rate on the 5 to 1 ARMs may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. Payments shown above do not include taxes or insurance. Please see below for additional information. | ||||
FIRST TIME HOME BUYER
|
Points | Interest Rate | APR | Payment Per $1,000 |
|---|---|---|---|---|
| 30 Year Fixed | 0 | 7.250% | 7.275% | $6.82 |
| Annual Percentage Rate (APR) is based on loan amount of $330,000 and an estimated property value of $550,000. | ||||
Contact us for details.
The information provided assumes the purpose of the loan is to purchase a property with a 40% down payment, a loan amount of $330,000, an estimated property value of $550,000, and a minimum credit score of 780. The property is an existing single-family home and will be used as a primary residence. Jumbo loans are based on a loan amount of $806,501 for 1-unit, primary residence, purchase or rate and term refinance with a loan to value of 80% or less in Worcester County. Minimum credit score is 620. Payments above do not include taxes or insurance. Subject to underwriting guidelines. *The initial rate on the 5 to 1 may be discounted during the first 5 years. The annual percentage rate is subject to increase after closing. For scenarios that differ from above, contact a Mortgage Originator for rates/APRs.
APR = Annual Percentage Rate
Rates and APRs are subject to change at any time.
Routing # 211370736
NMLS # 769125
