Rewards Checking

Checking that Rewards what Matters Most

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Today & Tomorrow

Earn rewards just for doing what you
already do—banking smarter
with Rollstone Bank.

1.26% APY¹ on balances up to $15,000

With just $10, open our Rewards Checking Account and earn interest. 

Our Rewards Checking Account includes:

  • Free ATM or debit card2
  • Free online/text/app banking3
  • Free online bill pay
  • Deposits insured in full by FDIC and DIF
  • Free mobile deposit

Rewards Checking Account requirements:

Account requirements to earn 1.26% APY1 and up to $20 foreign ATM surcharge fees reimbursed. If criteria is not met, account will earn 0.01% APY1.

  • Online Banking enrollment
  • eStatement enrollment
  • Minimum of 10 debit card purchases
  • A direct deposit of $100 or more per statement cycle
Rewards Checking Interest Rate APY¹
$0.01 - $15,000.00 (if eligibility requirements are met) 1.25% 1.26% APY¹
$15,000.01 (if eligibility requirements are met) .01% ranging from 1.26% - .01% APY¹

1 The Annual Percentage Yield (APY) is 1.26% as of 01/22/2026. Balances up to and including $15,000.00 will earn an APY of 1.26%, balances in excess of $15,000.00 will earn an APY of 1.26% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in Online Banking and eStatements, a direct deposit of $100 or more, 10 debit card transactions posted and cleared per statement cycle. Rate is subject to change. Fees may reduce earnings.

2 The Bank charges $20.00 for a replacement ATM or debit card.

3 Cellular carrier message and data rates may apply.

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