Computer Systems Upgrade has been completed.
Thank you for your understanding and patience as we’ve completed our Computer Systems Upgrade. We are excited to offer you a new and enhanced suite of banking products to meet your needs, paired with the personalized service you know and love.
“We are committed to offering our customers the most convenient and secure banking experience possible.
Our investment in technology allows us to fulfill that commitment today and into
the future.”
Mary Beth Jokela
President & Chief Operating Officer
Why a computer systems upgrade?
Rollstone Bank is committed to providing you with the best and most innovative banking products and services, because you are what matters most. Our investment in technology will allow us to better serve our customers, and by joining the River Run community of banks, we will realize operational efficiencies for an even smoother experience.
Fresh benefits & new accounts
Why a computer systems upgrade?
Business Checking
Small Business Checking is being renamed Business Checking and includes enhanced features at no charge. Additional information may be found here.
New Product: Business select Checking
Business customers with moderate volume and a need for treasury management tools may want to consider the new Business Select Checking, available October 27, 2025. This account is free when you maintain an average daily aggregate balance of $40,000.00 or more in your business checking accounts. You can have up to 500 items per month at no charge. Qualifying items are deposits, checks paid, checks deposited, and ACH checks received. There is a fee of $0.50 for each item over 500. As a Business Select Checking account holder, you will have access to the wire transfer module in Business Electronic Banking and can choose two additional treasury management services at no charge, including Positive Pay, ACH Origination, and Remote Deposit Capture.
Why a computer systems upgrade?
Rewards Checking
Rewards Checking, formerly known as All-In-One, now comes with up to $20.00 in non-proprietary ATM fee reimbursements and competitive interest when you meet requirements. Additional information may be found here.
Relationship Checking Premier
Ultimate Checking is becoming Relationship Checking Premier, which comes with many more benefits. There will be no monthly fee until January 2026, so that you have time to enroll in required services. Benefits include an interest-bearing account and unlimited non-proprietary ATM reimbursements. Additional information may be found here.
New Product: Lifeline 18/65 Checking
This account is specifically designed for those under 18 or over 65 years old. You can open the account with as little as $10.00. There is no minimum balance, no monthly fee, and it earns interest. You will even get a reduced overdraft fee, should you make a mistake with your account. Additional information may be found here.
All Rollstone Bank account numbers will remain the same.
CHANGES TO ACCOUNTS
If any terms of your existing RBT accounts have been affected by changes to rates, fees, or other important features, you were mailed a separate letter with all of the account details.
PAYEE POSITIVE PAY
Prior to the upgrade, team reached out to any Business customers with Payee Positive Pay to talk through any impacts. Please contact us with any questions.
STATEMENT CYCLE
We will generate a deposit account statement at the close of business on October 24 for all deposit accounts that normally produce a statement. A second statement will be generated for activity from October 25 through October 31, 2025
CLUB ACCOUNTS
Statements will be generated monthly if there is activity on the account, otherwise they will be quarterly.
INTEREST
On interest-bearing accounts, interest earned from October 1 through October 24 will be paid on October 24, 2025, and you will receive a statement reflecting this. Interest earned October 25 through October 31, 2025, will be paid on October 31, 2025, and you will receive a second statement with the additional days' interest at month end.
Interest currently compounds monthly. Following the upgrade, the interest calculation method will be compounded daily. Interest will continue to be paid monthly.
EARLY WITHDRAWAL PENALTIES
Early withdrawal penalties for RBT CDs and IRAs maturing on or after October 25, 2025, have changed. For CDs or IRAs that renew on or after this date, the penalties
will be:
- 3 months' interest for terms of 3-11 months
- 6 months' interest for terms of 12-23 months
- 12 months' interest for terms of 24-47 months
- 24 months' interest for terms of 48-60 months